How Much Does IVF Cost in the UK?

If you’re exploring fertility treatment in the UK, one of your first questions is probably: How much does IVF actually cost? We get it—fertility treatment can be overwhelming, and the financial side often feels like one of the biggest unknowns. But getting clear on the numbers can be a powerful step toward taking control of your journey.

At fertie, we believe in transparency. Whether you’re exploring options through the NHS or considering private clinics, here’s what you need to know to plan with confidence.

IVF in the UK: NHS vs. Private Clinics

Let’s start with the basics.

NHS IVF

In the UK, some people may qualify for NHS-funded IVF treatment—but eligibility depends on:

• Your location (each Integrated Care Board has its own criteria)

• Your age, BMI, and medical history

• Whether you’ve already had children (for either partner)

• How long you’ve been trying to conceive

Even if you meet the criteria, waiting times can be long, especially in areas with high demand or limited funding.

Private IVF

If NHS funding isn’t available—or if you’d rather avoid the wait—many people turn to private clinics. But what does that actually cost?

The average cost of one IVF cycle in a private UK clinic is between £4,000 and £7,000.

That usually includes:

• Pre-treatment consultations

• Monitoring (scans and bloodwork)

• Egg retrieval and embryo transfer

However, it often doesn’t include medications or additional treatments.

Additional Costs to Be Aware Of

IVF pricing can feel confusing because there are often add-ons that aren't included in the base package. Here's what can increase the total cost of your cycle:

• Medications: These can add £500 to £2,000 per cycle depending on your protocol.

• ICSI (Intracytoplasmic Sperm Injection): Often recommended for male-factor infertility, and can cost an extra £1,000 to £1,500.

• PGT-A (genetic testing): If you're opting for embryo testing, expect to pay £2,000 to £3,000.

• Embryo freezing and storage: Initial freezing is often £300–£500, with ongoing storage fees around £300–£400 per year.

• Frozen Embryo Transfer (FET): If using frozen embryos in a later cycle, this may cost around £1,200–£2,000.

Is IVF in the UK Worth the Cost?

There’s no easy answer—but for many people, IVF provides a real opportunity to build the family they’ve dreamed of. If you’re considering treatment, understanding the full financial picture can help you feel more in control and less caught off-guard by unexpected costs.

Some people choose to start with NHS consultations even if they plan to pursue private treatment later. Others prefer the flexibility, speed, and personalized care of private clinics—especially if they’re on a tight timeline due to age or medical factors.

How to Navigate Costs More Confidently

Here are a few tips to help you manage the financial side of IVF in the UK:

• Ask for an itemised price list before committing to a clinic.

• Compare clinics (not just on cost, but success rates and patient support).

• Explore fertility financing or savings plans if available.

• Check if your employer offers fertility benefits (some do!).

• Consider fertility insurance or refund packages, especially if you’re doing multiple cycles.

FAQs

Can I get IVF for free in the UK?
Yes—if you meet NHS criteria and live in an area that offers funding. But access varies, so check with your GP or local ICB.

Is IVF cheaper in other countries?
Yes—in places like Spain, Greece, or Mexico, IVF can be significantly more affordable even after travel costs. Fertie can help you explore safe, vetted international clinics.

How many IVF cycles will I need?
Some people conceive after one cycle; others need several. Success depends on age, egg quality, sperm health, and more.

Final Thoughts

The cost of IVF in the UK can feel like a moving target—but you're not alone in trying to make sense of it all. Understanding the breakdown of costs, what's included, and your eligibility for NHS support can help you move forward with clarity.

👉 Inside our Fertility 101 course, we cover everything from IVF costs and funding options to private clinic comparisons and emotional preparation—so you can feel informed, confident, and supported every step of the way.

You don’t have to figure this alone

Inside fertie, you’ll get:

• Expert-led courses to make informed decisions

• Private support from women on the same path

• Exclusive partner clinic perks & discounts

Disclaimer: Prices and treatment protocols vary by clinic and individual. Always consult with your fertility specialist for accurate, up-to-date pricing and guidance tailored to your situation.